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My name is Patti and I'd like to give you a tour of our website, to make it easy for you to navigate.

Our Loan Center tab will help you to see how much of a loan you may qualify for; and the calculator link lets you run many scenarios.

Our Products and Rates tab lets you see the current interest rates for different loan programs.

Our About Us tab tells you about our company, owner, philosophy and contact info.

Our FAQ tab answers many preliminary questions about qualifying for a mortgage.

Our Resources tab has links to industry information, as well as, generic mortgage forms to view and compare.

 

Revolutionary Mortgage offers a variety of loan programs to meet your needs.

We work with the leading investors in the industry to provide Conventional, Jumbo Conventional, Jumbo Portfolio, FHA, VA, USDA and HARP loan programs with exceptionally competitive interest rates:

Mortgage Programs and Interest Rates:

* Please note that all Conventional, Super-Conventional and Jumbo mortgage products referenced below, are based upon an 80% or lower Loan to Value ("LTV") and require a minimum middle credit score or 740; otherwise the interest rates and or points, may be higher.  FHA loans are based upon a 96.5% Loan to Value ("LTV") and require a minimum middle credit score of 680, however, we can accept credit scores as low as 580 with extenuating circumstances and the interest rate and points will be higher.  VA loans are based upon a 100.0% Loan to Value ("LTV") and require a minimum middle credit score of 680, however, we can accept lower scores with extenuating circumstances.  USDA loans are based upon a 100.0% Loan to Value ("LTV") and require a minimum middle credit score of 680, however, we can accept lower scores to 640 with extenuating circumstances.  FOR JUMBO PORTFOLIO LOANS TO $1,750,000 WITH A 90% COMBINED LOAN TO VALUE ("CLTV") PLEASE CALL OUR OFFICE FOR DAILY QUOTES (minimum middle credit score of 740 required, however, we can offer 85% and 80% CLTV PRODUCTS AT 720 and 700 minimum middle credit scores respectively). 

PLEASE CLICK ON THE BLUE LINK BELOW TO SEE CURRENT INTEREST RATES FOR EACH PRODUCT.

 
Conventional 30 Yr Fixed - 0 Points
Conventional 30 Yr Fixed - 1 Point
Super-Conv. 30 Yr Fixed - 0 Points
Super-Conv. 30 Yr Fixed - 1 Point
Conventional 15 Yr Fixed - 0 Points
Conventional 15 Yr Fixed - 1 Point
Super-Conv. 15 Yr Fixed - 0 Points
Super-Conv. 15 Yr Fixed - 1 Point
USDA - 30 Year Fixed - 0 Points
USDA - 30 Year Fixed - 1 Point
FHA 30 Year Fixed - 0 Points
FHA 30 Year Fixed - 1 Point
Jumbo FHA 30 Year Fixed - 0 Points
Jumbo FHA 30 Year Fixed - 1 Point
FHA 15 Year Fixed - 0 Points
FHA 15 Year Fixed - 1 Point
VA 30 Year Fixed - 0 Points
VA 30 Year Fixed - 1 Point
7/1 Adjustable Rate Mort - 0 Points
7/1 Adjustable Rate Mort - 1 Points
Super-Conv 7/1 Adj Rate Mort - 0 Pt
Super-Conv 7/1 Adj Rate Mort - 1 Pt
5/1 Adjustable Rate Mort - 0 Points
5/1 Adjustable Rate Mort - 1 Points
Super-Conv 5/1 Adj Rate Mort - 0 Pt
Super-Conv 5/1 Adj Rate Mort - 1 Pt
10/1 Adjustable Rate Mort - 0 Points
10/1 Adjustable Rate Mortgage - 1 Pt
Super-Conv 10/1 ARM - 0 Pts
Super-Conv 10/1 ARM - 1 Pt

Rates last updated on Tuesday, August 27, 2019

Conventional 30 Yr Fixed - 0 Points
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.75%3.916%0%

Conventional 30 Yr Fixed - 1 Point
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.625%3.874%1%

Super-Conv. 30 Yr Fixed - 0 Points
Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
4%4.168%0%

Super-Conv. 30 Yr Fixed - 1 Point
Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
3.75%4%1%

Conventional 15 Yr Fixed - 0 Points
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.25%3.411%0%

Conventional 15 Yr Fixed - 1 Point
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
2.875%3.113%1%

Super-Conv. 15 Yr Fixed - 0 Points
Term: 15 years   Maximum Amount: $625,500
RatesAPRPoints
3.375%3.669%0%

Super-Conv. 15 Yr Fixed - 1 Point
Term: 15 years   Maximum Amount: $625,500
RatesAPRPoints
3%3.44%1%

USDA - 30 Year Fixed - 0 Points
Term: 30 years   Maximum Amount: $500,000
RatesAPRPoints
3.625%3.789%0%

USDA - 30 Year Fixed - 1 Point
Term: 30 years   Maximum Amount: $500,000
RatesAPRPoints
3.375%3.62%1%

FHA 30 Year Fixed - 0 Points
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.875%4.042%0%

FHA 30 Year Fixed - 1 Point
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.375%3.62%1%

Jumbo FHA 30 Year Fixed - 0 Points
Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
4.5%4.673%0%

Jumbo FHA 30 Year Fixed - 1 Point
Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
4.25%4.508%1%

FHA 15 Year Fixed - 0 Points
Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
3.5%3.663%0%

FHA 15 Year Fixed - 1 Point
Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
3.25%3.493%1%

VA 30 Year Fixed - 0 Points
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.5%3.663%0%

VA 30 Year Fixed - 1 Point
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.25%3.493%1%

7/1 Adjustable Rate Mort - 0 Points
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.125%3.255%0%

7/1 Adjustable Rate Mort - 1 Points
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3%2.872%1%

Super-Conv 7/1 Adj Rate Mort - 0 Pt
Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
3.25%2.909%0%

Super-Conv 7/1 Adj Rate Mort - 1 Pt
Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
3%2.872%1%

5/1 Adjustable Rate Mort - 0 Points
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3%2.715%0%

5/1 Adjustable Rate Mort - 1 Points
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3%2.795%1%

Super-Conv 5/1 Adj Rate Mort - 0 Pt
Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
3.125%2.759%0%

Super-Conv 5/1 Adj Rate Mort - 1 Pt
Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
2.875%2.751%1%

10/1 Adjustable Rate Mort - 0 Points
Term: 30 years   Maximum Amount: $453,100
RatesAPRPoints
3.375%4.001%0%

10/1 Adjustable Rate Mortgage - 1 Pt
Term: 30 years   Maximum Amount: $453,000
RatesAPRPoints
3.25%4.007%1%

Super-Conv 10/1 ARM - 0 Pts
Term: 30 years   Maximum Amount: $679,650
RatesAPRPoints
3.375%4.312%0%

Super-Conv 10/1 ARM - 1 Pt
Term: 30 years   Maximum Amount: $679,650
RatesAPRPoints
3.25%4.007%1%



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.